• Fixed Rate

    With a fixed rate mortgage, you know exactly what your principal and interest payment will be each month for the life of your loan. It won’t change because your interest rate doesn’t change. Your taxes and insurance component of your payment towards escrow can change (and probably will) if your taxes and insurance change. Unfortunately, there’s no way to lock those in. If interest rates go up, you’re protected with a fixed rate mortgage. But, you won’t benefit if rates go down. You can always take advantage of falling rates by refinancing.

    Fixed rate mortgages might be right for you if:

    • Want the security of a fixed principal and interest payment.
    • Think that interest rates will go up.
    • Are on a fixed or limited budget.
  • Adjustable Rate (ARM)

  • FHA

  • VA

  • USDA

  • Jumbo

  • Stated Income Jumbo

  • Foreign Nationals

  • Construction

  • Commercial

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